- What is the current insured value of your home?
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- What amount of deductible do you
want?
- Deductible amount is the amount you pay yourself before
insurance pays anything. Once you have met the deductible amount, insurance then starts
paying their share, depending on the type of insurance you are purchasing. The higher the
deductible amount, the lower the insurance premiums.
What liability limit do you want?
- The liabilities of home ownership are great. You need
protection from claims or suits brought against you for accidental damage to someone
else's property or accidental bodily injury to others. With this in mind, you need to
determine the amount of liability you need.
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- What is your home's type of construction ?
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- In what year was your home built?
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- Do you have a wood stove in your home?
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- Do you have fire extinguishers in your home?
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- Do you have dead-bolt locks on your doors?
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- Do you have any smokers in your household?
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- If your home had a fire, which fire department would respond?
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- How far away (in miles) are you from the fire department?
What is the total jewelry value in your home?
- If you have jewelry in your home, such as
wedding rings, family heirlooms, what is the total value of this
jewelry? If you have this jewelry insured separately, put
"yes" for the next question.
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- Is this jewelry currently insured?
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